UK housing market 2026: prices stall as higher mortgage rates test buyers and landlords
The UK housing market has entered a phase of price stagnation in 2026, with official data showing flat annual growth, falling mortgage approvals and rent still rising faster than wages in many regions. Higher mortgage rates and tighter affordability tests are reshaping demand, forcing buyers, sellers, agents and investors to adjust pricing, strategies and expectations for the remainder of the year.
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